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Practice Areas

Mortgage Fraud

Atlanta Mortgage Fraud Lawyers

Owning a home is a dream for many people, and getting a mortgage is often a necessary step to achieve this dream. Unfortunately, some individuals may engage in mortgage fraud to obtain a loan or a better interest rate, or to flip a property for a quick profit. Mortgage fraud is a serious crime that can lead to severe legal consequences, including fines, imprisonment, and a criminal record. If you are facing a mortgage fraud charge, it is crucial to seek legal assistance from experienced white-collar crime defense attorneys.

At Arora Law, we understand the complexity of mortgage fraud cases and have the expertise to defend clients in State and Federal courts nationwide. Our attorneys have successfully represented clients in fraud cases and can help you navigate through the legal process. Contact us today to schedule a free initial consultation and learn how we can help you.

Types of Mortgage Frauds

Mortgage fraud can take different forms, but generally, it involves intentionally misrepresenting or omitting information on a loan application or during the mortgage process. 

Income Fraud

This occurs when a borrower falsely reports their income or assets to qualify for a mortgage loan they wouldn’t otherwise qualify for. They may use fake tax returns, bank statements, or employment letters to inflate their income.

Property Flipping Fraud

Property flipping is a legitimate practice of buying a property, improving it, and selling it for a profit. However, property flipping fraud occurs when an individual buys a property, makes minor cosmetic changes to it, and inflates the value to sell it for a higher price. They may use fraudulent appraisals or forged documents to support the inflated value.

Appraisal Fraud

This occurs when an appraiser intentionally overvalues or undervalues a property to help a borrower qualify for a mortgage loan or to assist a flipper in inflating the property’s value.

Straw Purchaser/Buyer Fraud

This occurs when an individual with good credit agrees to pose as a buyer for a property they have no intention of owning. The straw buyer’s credit and assets are used to qualify for the mortgage loan, and the property is typically transferred to the real buyer, who has poor credit or no assets.

Occupancy Fraud

This occurs when a borrower falsely claims that they will occupy the property as their primary residence to obtain a better interest rate. In reality, they may intend to rent the property out or use it as a vacation home.

Potential Charges and Consequences

The consequences of a conviction for mortgage fraud can be severe. Depending on the severity of the case, a conviction can result in:

  • Fines ranging from $10,000 to millions of dollars
  • Prison sentences ranging from several months to 30 years or more
  • Restitution to the victims of the fraud
  • Asset forfeiture
  • Loss of professional licenses or certifications
  • Damage to personal and professional reputations

The charges for this kind of fraud can vary depending on the severity of the case. Some of the most common charges include:

  • Conspiracy to commit mortgage fraud
  • Bank fraud
  • Wire fraud
  • Mail fraud
  • Money laundering

If you are facing any of these fraud charges, it is essential to hire an experienced criminal defense attorney.

What a White Collar Crime Defense Lawyer Can Do

If you are facing mortgage fraud charges, it is crucial to hire an experienced white-collar crime defense lawyer. At Arora Law, our attorneys have extensive experience defending clients against white-collar crime charges. We understand the complexities of these cases and the tactics that prosecutors may use to build a case against you.

Our attorneys will conduct a thorough investigation of your case to identify any weaknesses in the prosecution’s case. We will also work to negotiate with the prosecutor to get the charges reduced or dismissed whenever possible. If your case goes to trial, we will provide you with a vigorous defense and fight to protect your rights and freedoms.

We understand that facing mortgage fraud charges can be a stressful and overwhelming experience. That’s why we are committed to providing you with compassionate and personalized legal representation throughout the legal process. 

In addition to our experience and dedication to our clients, we have the resources and connections to provide a strong defense against mortgage fraud charges. We have access to forensic accountants, private investigators, and other experts who can help us build a strong case in your defense.

Call Arora Law for Help with Mortgage Fraud Charges

If you are facing mortgage fraud charges, don’t wait to get legal help. Contact the experienced criminal defense attorneys at Arora Law today. We will provide you with the legal representation you need to fight the charges against you and protect your rights and freedoms.

At Arora Law, we understand that every case is unique, and we will provide you with personalized legal representation tailored to your specific needs and goals. Call us now at (404) 609-4664 or message us online for a free initial consultation. We proudly assist Spanish and Hindi-speaking clients.

Our Practice Areas

Drug Offenses

As soon as you are arrested or discover you are under investigation, the clock is ticking. To ensure the best possible outcome in your drug case, you need to act quickly and hire a criminal defense firm that is experienced, knowledgeable and able to protect your rights during even the toughest litigation.



When you decide to launch an appeal, every moment is critical. Criminal statutes have strict time limits on appeals, so you need to act quickly and hire an appellate attorney who is experienced, knowledgeable and willing to efficiently and effectively review the entire court order of your case.

Criminal Defense

At Arora Law, we handle all criminal law cases that include DUI charges, drug charges — from small-quantity possession to large-quantity manufacturing — and white collar crimes such as fraud and forgery.

DUI Defense

A conviction for driving under the influence (DUI) becomes part of a permanent criminal record that follows you for the rest of your life. At Arora Law, we understand that serious offenses such as DUI call for serious litigation.


When someone is arrested in Georgia the impact could remain long after the case is closed. If a case is not closed out properly, it could lead to issues with employment, housing, financial loans, educational tuition and the like.

White Collar Crime

At Arora Law, our attorneys have the experience and legal expertise in protecting clients’ rights and reputations when they’ve been charged with white-collar offenses. As former prosecutors, we anticipate how the prosecution will build its case, enabling us to build a strong defense against harsh penalties.

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